Commercial Insurance Products

You've worked hard to build your business. Let Devine Insurance Solutions find the coverage that meets your specific business needs.

Commercial Insurance

Whether you are just starting a business or you have been in business for a number of years, commercial business insurance protects your investment and you from loss. Both small businesses and large businesses need appropriate coverage for fire, damage, loss, or injuries.

But more importantly, getting the right insurance for your business should not be a hassle. You are busy running a business. Your time is valuable. At Devine Insurance Solutions, I will provide you with a “hassle-free” insurance quote so you can focus on developing and growing your business.

Commercial Insurance Products

At Devine Insurance Solutions, I am able to provide a full suite of insurance products for businesses and non-profits. Whether you are an entrepreneur just starting out and in need of a new insurance policy or a larger business operating for a number of years and are reviewing your current insurance expenditures and options, I can take a look at your business insurance needs and provide a quote for you.

Here are some of the commercial business insurance areas we cover:

  • General Liability
  • Business Property
  • Business Auto
  • Professional Liability
  • Worker's Compensation
  • Directors and Officers (Board Members)

Determining Risk

Each type of business is different. The risk associated between business types is different. For example, the level of risk associated with a commercial business is markedly different from the risk associated with a non-profit organization. It is important that you are working with insurance agent who has a clear understanding of the various business types and inherent risks of each so that you have the right insurance and the right price.

Due to complexity, commercial business insurance needs cannot be determined with an online questionnaire alone. As your insurance agent, my goal is to develop an in-depth understanding of your business. We then use that information to build a policy package that protects you and your business without breaking the bank.

As an independent insurance agent/broker, I am able to access insurance from multiple carriers, such as:

  • Travelers,
  • Safeco,
  • Philadelphia,
  • and others.
Together, we develop an insurance package that fits your business needs at the best possible price.

Business Insurance Review

Be sure you are getting the best value out of you insurance protection by getting an insurance checkup every 2 to 3 years. Businesses change and so do their insurance needs. Reviewing your insurance policy every 2 to 3 years will ensure that you are properly covered and you are paying the right amount for the right insurance.

You Make the Decision

As a business owner, you have the final say when making the financial decisions. It is important that you have the information you need when making those decisions. I strive to maintain transparency and include you, my client, throughout the insurance quote process. This helps you understand the various coverage types and coverage levels and enables you to make informed financial and insurance decisions.

Customer Focus

Part of what I get paid for is making sure that I properly serve my clients. Regardless of the size of your business needs or the size of your personal insurance policy, Devine Insurance Solutions provides all clients with the same level of service, support, and respect. Each client is just as important as the next.

In the event of an insurance claim, I want to be the first person you call.

Let me help you find the right insurance for your business. Call today 530-304-7288

Devine Insurance Solutions
PO Box 74095, Davis, CA 95617
530-304-7288 :: duff@devineins.com

Serving Yolo, Solano, Sacramento, and Bay Area counties.